Why Does That Attending Physician's Statement Take So Darn Long!?!

You would think that in this age of technology and the fact that laptops are used in most doctors’ offices today, the retrieval of an Attending Physicians Statement (APS) would be lickety-split....... 

Life Insurance Opportunities Under The DOL Fiduciary Rule

For the past six months, every industry publication has contained articles speculating about the Department of Labor Conflicts of Interest Final Rule (Fiduciary Rule). Will it be delayed, will it...... 

The Two Faces Of A MEC: Tax Blunder Or Thing Of Beauty?

Why would anyone recommend overfunding a policy that becomes a MEC? The answer may surprise some: MECs can be a suitable solution for select clients with significant financial planning or wealth...... 

Whole Life Is Always In Style Its Guarantees Keep It Evergreen

Some things never go out of style, and whole life insurance is one of them. At the end of the first quarter of this year, sales of whole life were up six percent. It now represents 37 percent of...... 

Driverless Cars And Life Insurance

Today, so much of what we do has been taken over by technology.  So many industries have been forever changed and, as a result, many jobs have been altered as well.  If we compare jobs and tasks today to what they were when we...... 

How To Become A Cyborg: Using Technology To Sell More Disability Insurance

The insurance industry is undergoing transformational change driven by digitalization and huge demographic shifts.  Multiple generations in the marketplace (including Baby Boomers, Gen X, Gen Y, and Millennials) have different needs...... 

The Value of U.S. Life Insurance for Foreign Nationals

Affluent individuals, whether they reside in the United States or overseas, often have similar financial objectives. Among their chief considerations are how best to protect, grow and transfer their wealth; enhance their asset portfolio;...... 


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