Fred E. Wernette

What can happen in 39 years? A lot. Take a look at the unedited first paragraph as I wrote it in January of 1975...


Careful Planning Saved A Family And A Business

Maggie Leyes

Disability insurance is a sale that’s often forgotten. This family of nine proves why it shouldn’t be.


Disability Insurance Awareness Month Planning Panel

Kenneth A. Bloch,  The Bloch Agency

Eugene Cohen, Eugene Cohen Insurance Agency, Inc.

George G. Davidson, Secura Consultants

Cindy V. Gentry, Life...... 

Thinking Like An Underwriter Can Improve Your Placement Ratio

William McGrory

 Prospects are precious, and every possible step should be taken to increase your placement ratio.


Celiac Disease

Robert Goldstone, MD

Celiac disease is an autoimmune disorder of the gastrointestinal tract that is driven by exposure to dietary gluten...


New Rules For Excepted Benefits

Janet LeTourneau

On December 13, 2013, the Tri-Agencies— Internal Revenue Service (IRS), Department of Labor (DOL) and...


Maintaining Adequate Benefits To Fund Buy-Sell Agreements

W. Harold Petersen

The remarkable fact that people are living longer, working longer and are involved longer in business obligations...


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