Allianz Life


To help clients who are looking for growth potential paired with a level of protection from market volatility, Allianz Life Insurance Company of North America (Allianz Life) has released enhancements on its Allianz Accumulation Advantage® fixed index annuity (FIA).

The FIA has been re-engineered to offer more competitive rates, along with the addition of the new Multi-Year (MY) point-to-point crediting method, which can offer higher participation rates over two or five years. Accumulation Advantage also offers the innovative Index Lock feature along with multiple index options and crediting methods that provide clients greater potential to earn interest.

“Ongoing and extreme market volatility over the past few months have many Americans looking for ways to better protect their savings, without giving up the potential for growth,” said Sherri Du Mond, head of FMO distribution, Allianz Life.

According to the Allianz Life Q2 Quarterly Market Perceptions Study,* 66 percent of Americans say they need to accumulate more money to retire, but are too nervous to invest more in the market.

“These enhancements to Allianz Accumulation Advantage help address market risks while still providing upside potential as clients continue to accumulate and save for retirement,” said Du Mond.

*Allianz Life conducted an online survey, the 2022 Q2 Quarterly Market Perceptions Study in June 2022 with a nationally representative sample of 1,004 Respondents age 18+.

Fixed indexed annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, tax deferred accumulation potential and the reassurance of a death benefit for beneficiaries.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

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