Friday, August 14, 2026

Hexure

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Hexure

Hexure, a provider of sales and regulatory automation solutions for the life and annuity industry, announced it has been named to the FinTech Global 2024 InsurTech100 list. Selected by a panel of esteemed industry experts and analysts, the InsurTech100 is an annual recognition of the top 100 most forward-thinking companies worldwide at the forefront of innovation in the insurance space. This marks Hexure’s second consecutive year on the InsurTech100 list, reinforcing its ongoing leadership and dedication to advancing innovation and redefining the landscape of the insurance industry.

“We are honored to be recognized on the InsurTech100 list for the second year in a row for our innovation and commitment to creating new opportunities and modernizing the insurance industry. At Hexure, we are dedicated to providing solutions and features that encompass the full spectrum of end-to-end digital sales activities, positioning us to be the rails of the industry across insurance, financial, and wealth management by connecting people, processes, and data,” said Kevin Pohmer, president of Hexure. “Our focus on driving better sales processes, improving efficiency, and delivering superior experiences is at the heart of everything we do.”

Hexure’s sales automation solutions power superior digital sales connectivity, processes and experiences for the insurance, financial services, and wealth management industries. Hexure solutions support front- and back-office configurability, enabling cross-channel growth and adaptability to regulatory changes. By connecting sales processes, data, and experiences, Hexure helps advisors focus more on selling and less on processing.

Specialist research firm FinTech Global highlights the leading innovators developing solutions to the critical challenges facing the insurance sector in their annual InsurTech100 list. A panel of seasoned analysts and industry veterans reviewed more than 2,100 nominations and assessed each application on the company’s ability to leverage technology to tackle an industry obstacle or enhance efficiency across the insurance value chain.

FinTech Global CEO Richard Sachar commented, “The InsurTech100 is a key resource for industry leaders seeking to stay at the forefront of innovation. Hexure, along with other innovators on the list, is driving change by providing insurers with the tools needed to navigate digital transformation in today’s fast-evolving marketplace. Their sales automation solutions are not only transforming operations and sales experiences but also setting new standards for the future of insurance.”

For the complete InsurTech100 list for 2024 and in-depth information about each company, visit TheInsurTech100.com.

Founded in 1995, Hexure provides digital sales solutions to the insurance, financial services and wealth management industries across various lines of life insurance, annuities, retirement, and wealth management products. Carriers and distributors use its solutions to build customer-centric sales experiences, accelerate submissions, reduce paper processes, meet regulatory requirements, and improve in-good-order sales.

BenefitMall

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BenefitMall

BenefitMall, the largest employee benefits general agency, announces the addition of Mark Espina to its team as the new benefits sales executive for San Antonio, Texas. In his new role, Espina will work to expand broker relationships in Corpus Christi and the Rio Grande Valley. The appointment marks a significant step in the company’s commitment to serving its Texas brokers and enhancing its presence in the state.

With 15 years of experience in the insurance industry, Espina comes from the agency side, bringing a wealth of knowledge in the small business market. Before joining BenefitMall, he was a producer with a global insurance brokerage and risk management services firm, where he helped small business owners design employee benefit packages.

“Mark is known for his attention to service,” says BenefitMall Regional Vice President Brock Purslow. “His expertise includes all employee benefits products, with a focus on the small group market. Mark aims to achieve his best-selling season ever at BenefitMall.”

BenefitMall

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BenefitMall

BenefitMall, the largest employee benefits general agency in the U.S., announces the addition of Neil Crosby to its team as the new director of Business Development for California. The appointment marks a significant step in the company’s commitment to serving its California brokers and enhancing its presence in the region.

Crosby brings more than 40 years of experience in the employee benefits industry to his new role. Prior to joining BenefitMall, Crosby spent 17 years leading group benefits sales at a general agency, where he recruited and trained sales professionals, built relationships with industry partners, developed sales strategy, and consistently exceeded sales goals.

Crosby has delivered hundreds of presentations within the industry and to employers regarding the provisions of the Affordable Care Act (ACA). He has also led public affairs and media relations for both California Association of Health Underwriters (CAHU) / California Agents and Health Insurance Professionals (CAHIP) and National Association of Health Underwriters(NAHU) / National Association of Benefits and Insurance Professionals (NABIP). His contributions to the industry have been widely recognized, earning Crosby several prestigious awards from various industry associations throughout California.

Hadley Weiler, BenefitMall’s western regional vice president says, “Known for his excellent communication, networking, and negotiation skills, Neil is committed to achieving strategic sales goals and building loyalty and trust with BenefitMall’s broker and carrier partners. We are thrilled that he has joined the BenefitMall team.”

Headquartered in Dallas, BenefitMall is the largest employee benefits general agency in the U.S., working with a network of 20,000 brokers to deliver employee benefits to more than 200,000 small and medium sized businesses. Founded in 1979, BenefitMall leverages innovative technology backed by human expertise to provide a seamless selling experience for its carriers, brokers, and their clients. BenefitMall is part of CRC Group’s Life, Retirement and Benefits Solutions division, a leading national wholesale distributor of specialty insurance products.

NAIFA

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NAIFA

The National Association of Insurance and Financial Advisors (NAIFA) has redesigned and relaunched the Life Underwriting Training Council Fellow (LUTCF®) program, a three-course training series for one of the most sought-after designations in the insurance industry. Since 1984, NAIFA’s LUTCF has prepared more than 70,000 insurance and financial professionals to excel in the industry and is often the first designation successful agents and advisors earn.

The LUTCF course of study is ideal for financial professionals in their first five years in the business and offers valuable instruction on prospecting, selling, and practice-management. It also provides program graduates with a working knowledge of insurance and investment products available to help clients manage risk.

“Completing the LUTCF was one of the most instrumental things in my career success,” said Brandon Smith, MBA, CLU, ChFC, LUTCF, a NAIFA-Virginia member and executive vice president at Milestone Financial Solutions in the Richmond, VA, area. “I went to grad school and completed my MBA before I came into this business. I had my Series 7, my Series 66, but I did not realize what financial planning truly was. The LUTCF program gives you such a good framework. It teaches you all the different components of not just a financial plan but how businesses are organized, how things are taxed, you name it. I now have completing the LUTCF as a requirement at my firm for anyone new who we hire.”

Over the past year, NAIFA has completely reworked and modernized the LUTCF curriculum to make the best use of advances in technology and reflect current insurance industry conditions. The new LUTCF is specifically designed for early-career financial professionals and those who have entered the business via mid-career changes. Course content consists of a series of educational modules presented as self-paced micro-learns. Each module can be accessed online by students and contains both audio and video elements.

“Adult learning theory operates under the premise that adults have a great need to be self-directing or ‘in charge’ of their own learning,” said LUTCF instructional designer Angela Gomez, PhD, BCBE. “These self-paced eLearning modules will afford the learner the opportunity to complete the coursework when their schedule permits and when their environment is best suited for learning.”

To receive the LUTCF designation, candidates must:

  • Successfully complete three courses in the LUTCF education program, including fieldwork assignments and student-learner guides completed with the input of a mentor from the industry.
  • Pass the end-of-program LUTCF examination.
  • Complete the designation application, which requires applicants to be NAIFA members in good standing who agree to abide by NAIFA’s Code of Ethics.

The new LUTCF program emphasizes the value of mentors in the insurance and financial services profession. Fieldwork guides include course-related questions to be discussed with the students’ mentors. Students are encouraged to choose mentors they know within the profession. However, NAIFA will provide a NAIFA member mentor who has earned the LUTCF as necessary.

LUTCF designation holders must renew their designation authorization every three years by completing a renewal application and earning three approved continuing education credits in the subject area of ethics within the three-year authorization period.

“Insurance and financial services is a difficult business to break into and establish yourself. It’s no secret that the washout rate is troublesomely high,” said Laurie A. Adams, CFP, CLU, LUTCF, LACP, chair of the LUTCF Advisory Group. “It is vital to the health and sustainability of the insurance and financial industry that more early-career professionals survive and thrive. It is also vital to the financial security of tens of millions of American families and small businesses. NAIFA has worked with industry experts and leading professional education course designers to modernize the LUTCF program and ensure that it gives today’s early-career financial professionals a leg up in the business. The new LUTCF is designed to give financial professionals in their first five years advantages they need to make it and effectively serve their clients.”

Registration for NAIFA’s LUTCF program is now open. Candidates who complete the educational courses and fulfill the other designation requirements generally earn the LUTCF within one year of beginning the program.

Founded in 1890, the National Association of Insurance and Financial Advisors is the preeminent association for financial service professionals in the United States of America. NAIFA members, in every Congressional district and every state house, subscribe to a strong Code of Ethics and represent a full spectrum of practice specialties to promote financial security for all Americans. Complimented by its professional development and consumer divisions, the Society of Financial Service Professionals, and Life Happens, the association delivers value through advocacy, service, and education.

Hexure

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Hexure

Hexure, a provider of sales and regulatory automation solutions for the life and annuity industry, announced the addition of annuity products to its quoting solution. Annuity quoting with side-by-side comparisons within Hexure’s platform makes finding the right product easier and faster, improving advisor productivity and client satisfaction.

“We are excited to expand our quoting capabilities to enable our clients and their advisors to quickly and easily run quotes for various lines of business and product types from a single platform,” said Kevin Pohmer, chief product officer for Hexure. “By adding annuity quoting to the Hexure platform, advisors no longer need to jump from one system to another to quote and submit life and annuity business. Now from one platform, advisors can quickly quote and compare products and then seamlessly flow into the e-application process for a streamlined, connected and accelerated sales experience.”

Hexure’s comparative quoting solution allows advisors to quickly compare product rates, fees, as well as a host of product and carrier details. With the expansion to include annuities, advisors can now access and filter annuity products based on product type or features and generate proposals to help clients make informed and confident buying decisions.

“Disjointed sales tools and fragmented sales data are a significant hindrance within our industry. In today’s digital landscape, advisors require sales tools that simplify their workflow and provide the necessary capabilities for efficient and effective business operations,” said Pohmer. “At Hexure, we are focused on continually expanding and refining our solutions. The enhancement to our quoting solutions is just one step in our commitment this year to empower our clients and their sales force with connected and streamlined sales processes and data, ultimately ensuring a superior experience for advisors and clients and operational efficiencies.”

The Hexure quoting solution can be accessed through Hexure’s FireLight platform or embedded into any third-party web application, website, or proprietary sales solution where sales need to happen.

Founded in 1995, Hexure provides digital sales solutions to the insurance and financial services industry across various lines of life insurance, annuities, retirement, and wealth management products. Carriers and distributors use its solutions to build customer-centric sales experiences, accelerate submissions, reduce paper processes, meet regulatory requirements, and improve in-good-order sales.

Allianz

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Allianz

Financial professionals who sell life insurance policies for Allianz Life Insurance Company of North America (Allianz Life) can now use a new tool to create customized, interactive policy proposals.

The tool, Illustrations with Impact, powered by the EnsightTM technology platform, helps financial professionals create strong proposals for their clients.

Designed to accompany and expand on a policy proposal, Illustrations with Impact create full presentations that walk clients through all the ways that fixed index universal life insurance (FIUL) can help secure their financial future. With the click of a button, the tool generates personalized client content, including interactive charts, using value drawn from the details of that client’s policy illustration. The tool also shows the potential over time for accumulation, loans and withdrawals and even a death benefit.

“It’s a powerful way to help clients see the positive financial impact in their own life,” said Jason Wellmann, head of Life Distribution for Allianz Life. “But Illustrations with Impact goes beyond the numbers, instantly putting the proposal into a form that’s easier for the financial professional to explain–and easier for the client to understand.”

The tool pulls from the clients’ information to show how a policy can help address concerns like inflation, taxation, market volatility, and longer life expectancies. It also helps clearly explain signature features of an Allianz Life Pro+® Advantage Fixed Index Universal Life Policy like Index Lock and Auto Lock that can grow the policy’s cash value over time and can help ensure a positive index return in volatile markets.

“Illustrations with Impact helps financial professionals show their clients why they are recommending our life policy,” said Wellmann. “It’s another way we keep adding more value to our relationship with the people who sell our products.”

“Allianz has been at the very forefront of the digital transformation shift over the last several years. We are extremely proud to be helping Allianz enable a better sales experience for Allianz producers and advisors,” said Bill Unrue, CEO, Ensight.

Ensight™ is the leading cloud-based insurance sales acceleration platform for more than 500 life, long term care (LTC) and annuity distributors, thousands of financial professionals, as well as many of the largest North American insurance carriers. Headquartered in San Diego, California, Ensight helps drive sales growth and productivity, while addressing the entire sales lifecycle experience–from prospect to policyholder, new business to inforce.

Allianz Life Insurance Company of North America, one of the Ethisphere World’s Most Ethical Companies®, has been trusted since 1896 to help millions of Americans prepare for financial uncertainties and retirement with a variety of innovative risk management solutions. In 2023, Allianz Life provided additional value to its policyholders via distributions of more than $13.73 billion. As a leading provider of fixed index annuities, registered index-linked annuities, and fixed index universal life insurance, Allianz Life is part of Allianz SE, a global leader in the financial services industry with approximately 157,000 employees in more than 70 countries. Allianz Life is a proud sponsor of Allianz Field® in St. Paul, Minnesota, home of Major League Soccer’s Minnesota United.

Allianz Life and Ensight are not affiliated companies.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Products are issued by Allianz Life Insurance Company of North America. www.allianzlife.com.
This content does not apply to the state of New York.

NAIFA

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NAIFA

The National Association of Insurance and Financial Advisors NAIFA supports the newly introduced Congressional Review Act (CRA) resolution disapproving the DOL’s final fiduciary-only rule that will negatively impact and impose new costs on middle- and low-income savers, as well as financial services professionals. CEO Kevin Mayeux, CAE, sent letters personally thanking Representative Rick Allen and Senators Joe Manchin, Ted Budd, and Bill Cassidy for introducing the resolution in the House and Senate, respectively. ACLI, NAIFA, Finseca, IRI and NAFA also issued a joint release supporting the CRA review.

Read the letter to Representative Allen: https://2635471.fs1.hubspotusercontent-na1.net/hubfs/2635471/CRA%20Allen%20letter.pdf.

Read the letter to Senators Manchin, Budd, and Cassidy: https://2635471.fs1.hubspotusercontent-na1.net/hubfs/2635471/CRA%20Senate%20letter-1.pdf.

“The Department of Labor failed to learn its lesson when its very similar 2016 fiduciary-only rule failed in the face of a lawsuit brought by NAIFA and others,” Mayeux said. “The current rule will harm the very people the DOL claims to want to protect–low- and middle-income savers–by depriving them of retirement-planning products and services. Financial professionals are required by the SEC’s Regulation Best Interest and annuity-transaction rules and laws in place in 45 states to serve consumers’ best interests. The DOL has decided to ignore these robust protections and impose an additional layer of restrictions on consumers and financial professionals. We thank Representative Allen and Senators Budd, Cassidy, and Manchin for their leadership and urge Congress to adopt the CRA resolution.”

Founded in 1890, the National Association of Insurance and Financial Advisors is the preeminent association for financial service professionals in the United States of America. NAIFA members, in every Congressional district and every state house, subscribe to a strong Code of Ethics and represent a full spectrum of practice specialties to promote financial security for all Americans. Complimented by its professional development and consumer divisions, the Society of Financial Service Professionals, and Life Happens, the association delivers value through advocacy, service, and education.

Hexure

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Hexure

Hexure, a provider of sales and regulatory automation solutions for the life and annuity industry, announced that Protective Life Insurance Company (Protective), a subsidiary of Dai-ichi Life Holdings, Inc. (Dai-ichi, TSE:8750), has selected FireLight to support digital sales and submission processes for its new advisory variable universal life (VUL) product, Protective Investors Benefit Advisory VUL.

“FireLight has emerged as the platform of choice for OIDs (outsourced insurance desks) focused on the fee-based annuity market,” said Chad Nulty, VP of Business Development for Protective’s RIA Insurance. “As we build a new market for advisory life insurance, it made perfect sense for Protective to collaborate with Hexure for our fee-based advisory VUL offering as well.”

With their RIA distributors already using FireLight, Protective saw the value in expanding its FireLight experience to include life products. By using FireLight for both life and annuity products, the carrier is making it easy for their distributors to access and submit business using a workflow they are already familiar with. Plus, Protective can leverage its existing FireLight integration, saving time and effort when distributing new products. Using a straightforward wizard e-ticket process, financial professionals can capture the necessary data and signatures, and submit drop tickets to Protective for an expedited, simple and in-good-order sales experience.

“Protective has been a longstanding, valued client, and we are delighted to expand our business relationship, providing additional support for Protective’s digital and sales strategies as they introduce new and innovative products to the market,” said Hexure’s Chief Sales Officer, Jaci Miller. “FireLight offers clients like Protective the functionality and flexibility needed to scale alongside product innovations and meet the ever-growing need for sales and operational efficiencies, speed to market and the delivery of accelerated and enhanced digital sales experiences. We are thrilled to be a part of the solution that helps Protective get more insurance solutions in the hands of consumers faster and grow its sales.”

To learn more about this product or for outsourced insurance desks to access this new fee-based VUL, visit www.protective.com/advisory.

FireLight e-application, a sales component of the FireLight end-to-end sales platform, provides the flexibility and administrative tools to support Protective’s growing life business. FireLight enables the carrier to provide full e-application and simplified e-ticket processes to align with its expanding product and distribution needs, while delivering enhanced and accelerated digital sales experiences that meet today’s agent and consumer expectations.

Protective Investors Benefit Advisory VUL issued on policy form VUL-15 9-19 and state variations in all states except New York by Protective Life Insurance Company, Nashville, TN. Variable products distributed by broker-dealer/affiliate Investment Distributors, Inc., Birmingham, AL.

Investors should carefully consider the investment objectives, risks, charges and expenses of Protective Investors Benefit Advisory VUL and its underlying investment options before investing. This and other information is contained in the prospectus for Protective Investors Benefit Advisory VUL and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting Protective at 800-456-6330.

Protective has helped people achieve protection and security in their lives for 117 years. Through its subsidiaries, Protective offers life insurance, annuity and asset protection solutions and is helping more than 14.4 million people protect what matters most. Protective’s more than 3,800 employees put people first and deliver on the company’s promises to customers, partners, colleagues and communities–because we’re all protectors. With a long-term focus, financial stability and commitment to doing the right thing, Protective Life Corporation, a subsidiary of Dai-ichi Life Holdings, Inc. (TSE:8750), has $118 billion in assets, as of Dec. 31, 2023. Protective is headquartered in Birmingham, Alabama, and supported by a robust virtual workforce and core sites in the greater Cincinnati area and St. Louis. For more information about Protective, visit www.protective.com.

Founded in 1995, Hexure provides digital sales solutions to the insurance and financial services industry across various lines of life insurance, annuities, retirement, and wealth management products. Carriers and distributors use its solutions to build customer-centric sales experiences, accelerate submissions, reduce paper processes, meet regulatory requirements, and improve in-good-order sales.

OneAmerica

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OneAmerica

As part of a new offering from the OneAmerica FinancialSM Female Retirement Professionals Program, OneAmerica Financial and Broadridge Retirement and Workplace are collaborating to provide 30 female financial advisors the opportunity to train for and earn the Accredited Investment Fiduciary (AIF®) designation, free of charge.

Created and chaired by Sandy McCarthy, president of Retirement Services at OneAmerica Financial, the Female Retirement Professionals Program aims to engage, empower and elevate women in the financial services industry. Many of the program’s cohesive and multi-faceted offerings—with everything from proprietary research to webinars, best practice guides, thought leadership and more—are centered on findings from the team’s survey of more than 200 female financial advisors, and a corresponding whitepaper that details what McCarthy calls “the 4 Cs”—confidence, community, connection and culture—factors found to fuel success for women advisors.

“Our program goes beyond simply recognizing the importance of recruiting and retaining more women to financial services—which of course is a critical first step,” said McCarthy. “We’re looking to go deeper, though—translating our findings into action and tangibly supporting the growth of women’s careers to maximize opportunities in financial services. We’re taking the 4 Cs to heart.”

The program’s mission struck a chord with Broadridge Retirement and Workplace as it closely aligns with the overall firm’s commitment to advance diversity, equity and inclusion in the market and communities they serve.

“Broadridge is proud to continue its work to minimize the gender gap in the financial advisor community by investing in training that will aid in the development and careers of women and people of color. The AIF designation will provide the advisors with valuable training that supports the 4 Cs, differentiates them and helps them deliver superior value to their clients” said Cindy Dash, senior vice president and general manager, Broadridge Retirement and Workplace.

The AIF designation, ranked as one of the top ten financial certifications by U.S. News & World Report1, prepares investment professionals and those managing investments on behalf of others to carry out their fiduciary responsibilities. AIF training teaches advisors how to properly conduct due diligence and formalize an investment strategy so they can demonstrate to clients and prospects that their best interests always come first. The AIF Designation is part of Broadridge Retirement and Workplace’s learning and development suite of solutions.

McCarthy said she is thrilled to be able to extend this offer to women advisors—and to implement access to professional certification as an element of the Female Retirement Professionals Program.

“What Broadridge Retirement and Workplace is offering here is incredibly generous,” said McCarthy. “Together, we have the potential to have a significant impact on this group of advisors—and the clients they currently serve and will serve in the future. The impact will be exponential. It’s inspiring to see our industry colleagues joining forces to make a difference.”

Broadridge Retirement and Workplace are not affiliates of any OneAmerica Financial companies and are not OneAmerica Financial companies. Upon clicking certain links, the content you are going to is not controlled, reviewed or approved by, and is not the responsibility of OneAmerica Financial.

  1. 10 Best Financial Certification, U.S. News & World Report. https://money.usnews.com/financial-advisors/articles/best-financial-certifications

About the OneAmerica FinancialSM Female Retirement Professionals Program

Launched in April 2021, the Female Retirement Professionals Program is built on our belief in the power of relationships. By delivering focused education and facilitating networking and relationship-building opportunities, the program aims to elevate the way female professionals show up in the retirement industry and brings to life a key OneAmerica Financial philosophy—that we can best help our industry partners grow and thrive by getting to know who they are, recognizing their strengths and understanding their challenges.

The program was envisioned and is chaired by Sandy McCarthy, president of Retirement Services at OneAmerica Financial. With over three decades of experience in the financial services industry, Sandy is passionate about continuing to advance the discussion around topics such as the importance of attracting females to the profession, and the unique value they bring to the industry and to clients. To learn more, visit our program website.

OneAmerica FinancialSM is a national financial services organization helping people build greater certainty for better moments, every day. The companies of OneAmerica Financial have been advancing financial security for more than 145 years, supporting millions of customers with solutions across life insurance, retirement, employee benefits and long-term care. As a people-first mutual organization, OneAmerica Financial prioritizes customers’ interests and maintains a long-term focus on both value and financial stability. For more information visit OneAmerica.com.

OneAmerica FinancialSM is the marketing name for the companies of OneAmerica Financial.​

Hexure

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Hexure

Hexure, a provider of sales and regulatory automation solutions for the life and annuity industry, in tandem with Legal & General America (LGA), one of the nation’s leading term life insurance providers and part of Legal & General Group plc, introduced a new solution to help simplify the term life insurance purchase journey for distributors, advisors and clients.

“Legal & General America is committed to helping close the individual life insurance gap in the U.S. through easy, quick and affordable term life insurance options,” said Mark Holweger, chief executive officer for LGA. “We’re pleased to partner with Hexure on a solution that makes term life insurance much more accessible to advisors and their clients, through a fast, seamless experience.”

By implementing e-tickets within the Hexure solution, advisors can now quote a term life insurance product and then submit an e-ticket within the same platform. This streamlined process makes it easier for advisors to submit e-tickets promptly after quoting without having to navigate between different platforms. The e-ticket is then sent directly to LGA’s digital platform, kicking off the application process without additional steps.

“We’re thrilled to work with LGA in revolutionizing life sales by providing digital and connected sales solutions that enable advisors to secure their clients’ term life insurance coverage efficiently,” said Jaci Miller, chief sales officer at Hexure. “At Hexure, we are dedicated to developing solutions that make the life insurance sales journey as streamlined and efficient as possible. By adding e-tickets to the Hexure platform, LGA will empower advisors with a better client experience that includes a seamless journey from quoting to policy issuance–getting more products in the hands of clients that need them.”

LGA sees consistent quoting activity for its products on the Hexure platform. By seamlessly integrating e-tickets into the process, they are taking a significant step towards enhancing connectivity and influencing more sales opportunities.

To start quoting products and submitting e-tickets to Legal & General America through the Hexure platform, contact your firm’s home office or contact Hexure at info@hexure.com.

LGA, (part of Legal & General Group, one of the world’s leading financial services companies) is one of the nation’s leading term life insurers, and number three in term life insurance sales in the United States (LIMRA Q3 2023 report). LGA’s insurance products are sold nationwide through its companies Banner Life Insurance Company in 49 states and D.C. and William Penn Life Insurance Company of New York in New York. LGA has an A.M. Best rating of A+ (Superior) – 2nd highest out of 15 categories and AA- from Standard & Poor’s (Very Strong capacity to meet financial commitments). Ratings are as of November 3, 2022, and apply to Legal & General America Group and its subsidiaries Banner Life Insurance Company and William Penn Life Insurance Company of New York. All ratings are subject to change. For more information about Legal & General America, visit www.lgamerica.com.

Founded in 1995, Hexure provides digital sales solutions to the insurance and financial services industry across various lines of life insurance, annuities, retirement, and wealth management products. Carriers and distributors use its solutions to build customer-centric sales experiences, accelerate submissions, reduce paper processes, meet regulatory requirements, and improve in-good-order sales.