Krause Brokerage Services, LLC has acquired USA-LTC, a California-based brokerage firm that specializes in long term care insurance (LTCI), including employer-sponsored worksite LTCI for businesses offering LTCI as a benefit to their staff. With this acquisition, Krause further secures its place as a key player in the long term care planning industry, increasing its focus on products and strategies for adults planning for retirement, seniors planning for long term care, and Medicare. Krause now offers an expanded arsenal of services, resources, and partnerships designed to help those working in the long term care planning industry protect their client’s financial futures.

Don Levin, J.D., MPA, CLF, CSA, LTCP, CLTC, the former president and CEO of USA-LTC, will serve as strategic relations director at Krause. He will assist with recruiting and training of insurance agents while also managing and expanding the worksite LTCI facet of the business. Additionally, Levin will play an instrumental role in introducing new LTCI services to Krause’s attorney network. He will work directly with attorneys to successfully incorporate LTCI within their practices.

“With other states following in the footsteps of the Washington Cares Act, more people than ever will be seeking private long term care insurance coverage,” said Lori Gubash, national LTCI director at Krause. “All legal and financial professionals must be ready to service this need. Don is here to help provide that connection point. With his expertise, the people we work with will be better equipped with the tools needed to expand their businesses and help more clients plan for long term care.”

“Long term care insurance is an essential part of the retirement and estate planning conversation,” stated Levin. “I look forward to helping Krause’s network implement this crucial service in their businesses, giving them the opportunity to break new ground with their clients.”

As an attorney and award-winning insurance agent himself, Levin brings vital insight and experience to Krause. He served as chairman of the board of the National Long Term Care Network, regularly contributes to Broker World Magazine, and has authored several books, including The Right Combination: Unlocking Your Future Through Marketing and Wisdom of the Diamond: The Five Bases of Effective Team Leadership. Levin is an experienced speaker on LTCI and will be featured as a regular presenter and educator on Krause’s platforms.
Krause is also welcoming Paula Pike, a senior account manager with more than 25 years of experience, whose primary role will be processing applications for businesses offering LTCI as a benefit to employees.

“I am thrilled to welcome both Don and Paula to our team,” said Thomas Krause, J.D., vice president of sales and marketing at Krause. “This acquisition allows us to increase the visibility and accessibility of long term care insurance to our network while also adding the employer-sponsored insurance component to our business model. I am confident this will provide new opportunities for Krause, but more importantly, for the legal and financial professionals we serve.”

For more than 30 years Krause has provided asset preservation solutions related to long term care for legal and financial professionals nationwide. The acquisition of USA-LTC comes shortly after Krause’s acquisition of LTC Solutions in 2021, along with Krause’s introduction of Medicare products and the establishment of new Medicaid planning and wealth management partnerships in 2022.

Krause Brokerage Services specializes in asset preservation solutions, resources, and education for long term care and the senior market. Krause has been a leader in the long term care planning industry for over 30 years, assisting legal and financial professionals as they help their clients achieve relief from the financial hardship of long term care. With a growing team of 43 dedicated professionals, Krause Brokerage Services is the parent company to Krause Financial Services, which primarily works with estate planning and elder law attorneys, and The Krause Agency, which works with insurance agents and other financial professionals in the senior market. For more information about Krause, visit

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