Thursday, April 23, 2026

Defending Digital Lives: Strengthening The Connection Between Life Insurers and Policyholders with Cyber Protection

Tech-Tock Ken Leibow -
Cyber risk has rapidly become a personal risk, touching consumers across every age group, income level, and stage of life. While life insurance has...
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Navigating Digital Transformation in the Life Insurance Industry

Monthly Commentary Ken Leibow -
In today's rapidly evolving digital landscape, the life insurance industry stands at a crossroads, balancing the promise of technological advancement with the practical challenges...
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2025 Milliman Long-Term Care Insurance Survey

LTC Survey Claude Thau, Nicole Gaspar, FSA, MAAA, Chris Giese, FSA, MAAA and MATTHEW EPPS -
The 2025 Milliman Long Term Care Insurance Survey is the 27th consecutive annual review of stand-alone and combination long-term care insurance (LTCI) published by...
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State Long-Term Care Insurance Partnerships

Focus Claude Thau -
Introduction Funding long-term care (LTC) has been recognized as a huge issue for our country for a long time.  Insurers, regulators, politicians, providers, educators and...
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The Sky Is Falling

The Last Word On LTCI Ronald R. Hagelman -
I refuse to throw any more statistics at this. We have been walking out avery long pier over troubled waters churning from our own...
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My Son’s Classmate Died

Carrier Forecasting Forum Charlie Gipple, CFP, CLU, ChFC -
Last month as I was driving to the grocery store, about a mile up my road the police hadcompletely blocked it off. This may...
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From Complexity To Clarity: Digital Solutions That Make Annuity Sales Easier For Independent Agents

Tech-Tock Ken Leibow -
In the financial institutional space, multi-carrier Annuity Order Entry (AOE) platforms are commonly utilized by wire-houses, clearing firms, and independent broker-dealers. These platforms support...
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Reimagining Life And Annuity: From Quoting To Next-Gen eApps

Uncategorized Ken Leibow -
Life and annuity carriers are in the midst of a transformation, reimagining the digital experience from the very first interaction to policy issuance. One...
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Why Senior Benefits Are A Smart Growth Play For Brokers In 2025

General Interest Roni Jernigan -
The employee benefits market isn’t what it used to be, and that’s good news for forward-thinking brokers. As demographics shift and the Medicare-eligible population explodes,...
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Preemptive Strike

Uncategorized Ronald R. Hagelman -
There is indeed a major storm brewing just off shore. A financial and emotional conflagration of enormous proportions. A tsunami of claims that will...
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AI and Long Term Care: Solving an Age-Old Challenge

Focus Lily Vittayarukskul -
Long-term care (LTC) planning has long been one of the most complex and emotionally charged areas of financial advisory services. As the aging population...
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Three Reasons Certain “Financial Advisors” Say To Stay Away From Annuities

Focus Charlie Gipple, CFP, CLU, ChFC -
Annuities have had three consecutive years of record-breaking sales throughout the country.  Consumers are purchasing annuities like crazy... The annuity business is now almost...
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It’s OK To Be Ignorant About Annuities…Just Keep It To Yourself.

Monthly Commentary Charlie Gipple, CFP, CLU, ChFC -
My LinkedIn Conversation: I was scrolling through my LinkedIn feed and came across a conversation that one of my friends was having with a lady...
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Innovation In Life Brokerage: Embracing The Digital Future

Featured Ken Leibow -
The life insurance industry is at a pivotal crossroads. For decades, the brokerage channel thrived by building personal relationships, navigating complex underwriting processes, and...
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An interview With Eugene Cohen: Answering the Question, “Why DI?”

Disability Insurance Insights Eugene Cohen and Michael Cohen -
With the help of Victor Cohen, this is part of our ongoing series with Eugene Cohen, founder of the Eugene Cohen Insurance Agency, Inc.,...
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Situational Inconvenience

Monthly Commentary Ronald R. Hagelman -
“The LTC claim Process may ultimately become a challenge to our cherished fiduciary responsibilities.” The results of all our attempts to include future planning for...
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How BGAs And IMOs Are Embracing Digital Annuity Solutions

Uncategorized Ken Leibow -
The annuity market is undergoing a significant transformation, driven by record-breaking sales, shifting consumer demand, and technological advancements that are making annuities more accessible...
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Digital Transformation In Life Insurance: Lessons From Assumption Life’s Success

Monthly Commentary Ken Leibow -
While researching innovative strategies in the life insurance industry, I came across an insightful case study detailing Assumption Life’s transformative journey. The lessons from...
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Disability Insurance: Your 2024 In Review And Your 2025 Business Planning

Disability Insurance Insights Eugene Cohen and Michael Cohen -
We hope everyone had a great holiday season and a Happy New Year! This is one of the best times of the year to...
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Why Did Mike Tyson Lose To Jake Paul?

Monthly Commentary Charlie Gipple, CFP, CLU, ChFC -
This intentionally idiotic title has many of you saying, “Because he’s 31 years older than Jake Paul! Duh!” Of course that’s true! However, I...
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Liver Function Testing: How Significant Of A Problem?

General Interest Robert Goldstone -
Insurance blood testing inevitably contains liver function testing, and just as inevitably will reveal abnormalities out of the normal range. In fact one in...
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Heartfelt Thanks

General Interest Don Levin, JD, MPA, CLF, CSA, LTCP, CLTC -
Twas the week before Christmas and all through the house,Not a creature was stirring, not even a mouse,I was warm and snug tucked inside...
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Pacific Life 2025 Carrier Forecast

Uncategorized Kevin Kennedy -
Why Pacific Life Insurance Company Is Optimistic About The Future Of Life Insurance Sales And Why You Should Be, Too The life insurance industry has...
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Petersen International Underwriters 2025 Carrier Forecast

Carrier Forecasting Forum Thomas R. Petersen -
State Of The Disability Insurance Market In The United States: Trends, Growth, And Outlook The U.S. disability insurance market continues to evolve, driven by demographic...
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Mutual Trust Life Solutions 2025 Carrier Forecast

Carrier Forecasting Forum Luke Cosme -
“It don’t come easyYou know it don’t come easyGot to pay your dues if you wanna sing the bluesAnd you know it don’t come...
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Mutual of Omaha 2025 Carrier Forecast

Carrier Forecasting Forum Randy Mousel and Jim Duff -
Raising The Bar In 2025 Customer-centric growth has been a hallmark of Mutual of Omaha’s story for 115 years. As we look to the future,...
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Hexure 2025 Carrier Forecast

Carrier Forecasting Forum Kevin Pohmer -
Digital Turning Point For The Insurance Industry Throughout my nearly three decades working with insurance, wealth management, and financial services technology, I’ve witnessed many transformations,...
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CG Financial Group 2025 Carrier Forecast

Carrier Forecasting Forum Charlie Gipple, CFP, CLU, ChFC -
My Thoughts About 2025 As an Independent Marketing Organization, I have never been more excited than I am now to be in this business. What...
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Broker Words—January/February 2025

Broker Words Stephen Howard -
In Memoriam I hate that the need arises to write these, obviously, and particularly in this instance as the industry and Broker World has lost...
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Churchill

Monthly Commentary Ronald R. Hagelman -
“The end of the beginning,”—Winston Churchill After the Luftwaffe had thrown all its hatred of free thinking against an indomitable British spirit there were voices...
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